Current rates

¹ The TFCU Membership, TFCU Business Membership or Emergency Savings Share account is a requirement for membership in Thrivent Credit Union. To maintain membership a par value of one share ($1.00) must be kept in the account at all times. If you fall below the par value you have six months to increase the balance or your membership may be terminated.

² The dividend rate and annual percentage yield (APY) are variable and subject to change after the account is opened. Fees may reduce earnings on the account.

³ You may qualify for monthly rewards if you meet the minimum qualification requirements each monthly qualification cycle, defined as the period beginning on the first day of the calendar month and ending on the last business day of the calendar month. During that time, you must a) make 12 or more debit card purchases or POS transactions (PIN-based or signature-based) that post and settle to your account before 6:00 pm central time on the last day of the cycle; b) make direct deposits/automatic ACH deposits totaling $500.00 or more OR mobile deposit totaling $500.00 or more; and c) be enrolled in eStatements on the last day of the cycle. Purchases or POS transactions made after 6:00 pm central time on the last business day of the calendar month, will post and settle to your account the following month. Debit card transactions may take one or more business days from the date the transaction was made to post and settle to an account. Transfers between internal accounts do not count as direct deposits/automatic ACH deposits. Limit of one Thrivent Merit Checking per primary owner.

⁴ You must be the primary owner of a Thrivent Merit Checking account to be eligible to open a Thrivent Merit Savings account, and you must be the savings accounts’ primary owner. You may qualify for monthly rewards if you meet the minimum qualification requirements of your Thrivent Merit Checking each monthly qualification cycle, defined as the period beginning on the first day of the calendar month and ending on the last business day of the calendar month. During that time, you must a) make 12 or more debit card purchases or POS transactions (PIN-based or signature-based) that post and settle to your account before 6:00 pm central time on the last day of the cycle; b) make direct deposits/automatic ACH deposits totaling $500.00 or more OR mobile deposit totaling $500.00 or more; and c) be enrolled in eStatements on the last day of the cycle. Purchases or POS transactions made after 6:00 pm central time on the last business day of the calendar month, will post and settle to your account the following month. Debit card transactions may take one or more business days from the date the transaction was made to post and settle to an account. Transfers between internal accounts do not count as direct deposits/automatic ACH deposits. Limit of one Thrivent Merit Savings per primary owner.

⁵ A minimum balance of $1,000.00 for 3, 6, 9, 12, 18, 24, 30, 36, 48 and 60 month terms is required to earn the disclosed annual percentage yield (APY). A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.